Numari — Privacy Policy

Last updated: 2026-07-05

Numari is a personal finance tracker built to be private by design. This policy explains exactly what the app does and does not do with your information. It is intentionally short because the app collects very little.

The short version

  • We do not collect, transmit, sell, or share your personal or financial data.
  • Everything you enter or import stays on your device in a local database.
  • The app makes no network requests at all by default. The only exception is the optional “Live exchange rates” feature you can turn on (off by default) — see below.
  • There are no ads, no analytics SDKs, and no third-party trackers.

Optional: Live exchange rates

If — and only if — you turn on Settings → Live exchange rates, the app fetches public exchange-rate data so amounts in other currencies convert automatically:

  • Fiat rates from open.er-api.com, crypto prices from api.coingecko.com.
  • These requests contain only currency codes (for example “USD”, “EUR”, “BTC”) and, when converting an imported crypto transaction at its historical price, the calendar date being priced (for example “04-07-2026”). They never include your amounts, merchants, notes, balances, or any personal information.
  • A calendar date alone is sent only for crypto rows you accept from an import and only while this feature is on; if you prefer that not even dates leave the device, keep Live exchange rates off — imports then require amounts already in your base currency.
  • Like any web request, the rate service can see your device’s IP address; that is inherent to making the request and is handled under those services’ own policies.
  • Rates are cached on your device to minimise requests. You can turn this feature off at any time, after which the app makes no network requests again.

What data the app stores (on your device only)

Numari stores the following locally so the app can work:

  • Transactions you add or import (amount, merchant, date, category, notes).
  • Categories, budgets, and merchant rules you create.
  • App settings (base currency, language, whether app lock is on).
  • Imported files you choose (CSV) are read on-device to create transactions; the file itself is not retained after import.

All of this is kept in a local SQLite database inside the app’s private storage. It is not uploaded anywhere.

Data you explicitly export

The app can create a backup file (JSON) or a transactions file (CSV) only when you tap Export. At that point your device’s standard share sheet lets you choose where the file goes (Files, AirDrop, email, etc.). Numari does not send it anywhere on its own. What happens to a file after you share it is governed by the destination you pick, not by Numari.

Device permissions

  • Face ID / biometrics (optional): used only to unlock the app if you enable App Lock. The biometric check is performed by the operating system; Numari never sees your biometric data.
  • Files / documents (only when importing): used to read a CSV file you select. The app cannot browse your files on its own.

Data retention and deletion

Because all data lives on your device, you are in full control:

  • Delete individual transactions, categories, budgets, or rules at any time.
  • Settings → Delete all data removes all transactions, budgets, and rules.
  • Removing Numari deletes its local database entirely.

There is no account to delete because Numari has no accounts and no server-side data.

Children

Numari does not knowingly collect data from anyone, including children, because it does not collect data at all.

Future optional cloud features

If a future version adds an optional cloud feature (for example, importing receipts from your email), it will be strictly opt-in, will clearly tell you before any data leaves your device, and this policy will be updated to describe it. Such features will never be enabled silently.

Changes to this policy

If this policy changes, the “Last updated” date above will change and the new version will ship with the app.

Your rights

Because Numari holds no account and no server-side copy of your data, there is nothing on our side to access, correct, export, or erase — you already hold and control all of it on your device, and the app lets you edit or delete any of it at any time. Where laws such as the GDPR (EU/UK) or the CCPA/CPRA (California) grant rights to access, port, correct, or delete personal data, or to opt out of its sale or sharing, those rights are satisfied by design: we collect none, sell none, and share none. We are not the “controller” of a database of your finances, because no such database leaves your phone.

Contact

Questions about this policy: support@numari.app